The amount of loan is based on the pawner’s needs and the loan value of the merchandise he/she brings in to pledge. For jewelry, the value is determined by the weight, karat and the current market price of the metal it contains. If the jewelry has diamonds or other precious stones, our knowledgeable gemologists will estimate its value. For coins, the value is determined by the gold content, prevailing market price, condition of the coins and the rarity of the coins.